Dog health

Mudi health problems and costs

The health issues a real source ties to the Mudi, what each one is, and what it tends to cost, so you can plan ahead.

Last updated: October 2026 · 20 sources · see sources

Quick answerThe breed club and AKC point to 5 health issues to plan for: hip dysplasia, elbow dysplasia, luxating patella, inherited eye disease and heart disease. A typical vet bill for a small dog runs $273 – $1,110.

Health problems linked to the Mudi

Conditions and what they can cost
ConditionWhat it isRelated costs
Hip dysplasiaNamed by: breed club screening [3]The hip joint forms loosely, so the ball and socket rub and wear. Over time this usually leads to arthritis and pain. [2]Hip surgery (owner bills): $2,500–$5,500 (estimate) [4]
Ongoing arthritis care: $500–$2,500 total [5]
Elbow dysplasiaNamed by: breed club screening [3]The bones of the elbow don't grow together quite right, which causes lameness in the front legs and early arthritis. [6]Dog X-rays (owner bills): $130–$300 [7]
Surgery, median invoice: $1,284 (typical $578–$3,229) [8]
Luxating patella (slipping kneecap)Named by: breed club screening [3]The kneecap slips out of its groove. Mild cases may only cause an odd skip in the step; severe cases can need surgery. [9]Surgery, median invoice: $1,284 (typical $578–$3,229) [8]
Dog X-rays (owner bills): $130–$300 [7]
Inherited eye diseaseNamed by: breed club screening [3]Breed clubs ask for regular exams by a veterinary eye specialist to catch inherited eye problems before they cause trouble. [10]Sick visit (owner bills): $160–$525 [11]
Heart diseaseNamed by: breed club screening [3]Breed clubs ask breeders to have hearts checked, often by a cardiologist, because some inherited heart problems run in the breed. [12]Dog ultrasound (owner bills): $80–$500 [13]

Costs are national figures from our sourced cost guides, not breed-specific prices. Being on this list doesn't mean a pet will get the condition.

Health screening

The national breed club recommends these health tests for breeding dogs: Patella Evaluation, Hip Evaluation, Elbow Evaluation, Eye Examination by a board Certified ACVO Ophthalmologist, Basic Cardiac - OFA Evaluation. [1][3] If you are buying a puppy, it is fair to ask the breeder for the parents' results. OFA keeps a public database of many of them.

The UC Davis Veterinary Genetics Laboratory lists 1 DNA health test for the Mudi, including Progressive Rod-Cone Degeneration (PRA-prcd). [14] One health test costs $58 there. [15]

What to budget

For a small dog like the Mudi, a typical vet bill runs $273 – $1,110 (median $508), and surgery, when needed, runs $435 – $1,484. [16]

Lifetime cost, roughly. Our yearly estimate for an adult Mudi at US-average prices, before insurance, is $880–$1,400. Multiply that by a life expectancy of 12–14 years and you get roughly $10,500–$19,400 over a lifetime, before inflation and before any major illness. The low end is the ASPCA's yearly cost of care; the high end adds one typical vet bill a year. [16][17] It's simple math on sourced figures, not a quote.

Insurance and savings

The average accident and illness policy cost $836 a year for a dog in the US in 2025. [18] Timing matters more than the price. A condition that shows up before you enroll is usually treated as pre-existing and isn't covered. [19] Many plans also have a 6 to 12 month waiting period for orthopedic problems like knees and hips. [20]

Prefer saving instead? Putting money aside each month works too; see insurance vs a savings fund.

Common questions

What health problems are common in the Mudi?

Based on the AKC breed page and the national breed club's screening list, the conditions to know about are hip dysplasia, elbow dysplasia, luxating patella, inherited eye disease and heart disease. That doesn't mean every Mudi will get them.

How much are vet bills for a Mudi?

Breed-specific bills are rare, so VetReceipt groups dogs by size. For small dogs, a typical vet bill runs $273 – $1,110 (median $508).

Should I get pet insurance for a Mudi?

It's a personal call. The average accident and illness policy was $836 a year in 2025 (NAPHIA). If you want it, enroll while your pet is young and healthy, because conditions found before enrollment are usually excluded.

What health tests should a Mudi breeder do?

The national breed club recommends: Patella Evaluation, Hip Evaluation, Elbow Evaluation, Eye Examination by a board Certified ACVO Ophthalmologist, Basic Cardiac - OFA Evaluation. Ask to see the parents' results.

How long does a Mudi live?

The AKC lists a life expectancy of 12–14 years.

Mudi breed guideHip dysplasia in dogsElbow dysplasia surgery cost for dogsCarprofen (Rimadyl)Dog ACL (TPLO) surgery costArthritis treatment cost

This page is general information for planning, not veterinary advice. Talk to your vet about your own pet.

Sources (20) — tap to show
  1. AKC – Mudi breed page (with the national breed club)
  2. VCA – Hip dysplasia in dogs
  3. OFA – CHIC program: breed-specific health screening requirements
  4. VetReceipt – Dog Hip Surgery Cost (owner bills, 2026)
  5. VetReceipt – Dog Arthritis Treatment Cost (owner bills, 2026)
  6. OFA – Elbow dysplasia
  7. VetReceipt – Dog X-Ray Cost (owner bills, 2026)
  8. VetReceipt – Vet care cost by category (2026)
  9. VCA – Luxating patella in dogs
  10. OFA – Eye certification
  11. VetReceipt – Dog Sick Visit Cost (owner bills, 2026)
  12. OFA – Cardiac disease
  13. VetReceipt – Dog Ultrasound Cost (owner bills, 2026)
  14. UC Davis Veterinary Genetics Laboratory – Mudi DNA tests
  15. UC Davis Veterinary Genetics Laboratory – Dog DNA test prices (effective Aug 3, 2026)
  16. VetReceipt – Dog breed vet costs by size
  17. ASPCA – Cutting Pet Care Costs (2021 table)
  18. NAPHIA – State of the Industry 2026 report highlights (2025 premiums)
  19. RealVetCost – Feline diabetes treatment cost
  20. VetReceipt – Dog TPLO Surgery Cost (owner bills, 2026)