Guides

What it costs to own a small or exotic pet

From hamsters to horses: what each pet costs to get, set up and care for each year. Every figure links to its source.

Guides in this section

Small pets

How much does a rabbit cost?

Adoption vs breeder, setup, spay or neuter, hay and monthly care.

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Small pets

How much does a guinea pig cost?

Pet store, rescue and breeder prices, plus food for a pair and vet care.

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Small pets

How much does a hamster cost?

Pet store prices, cage and setup, bedding, food and yearly totals.

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Small pets

How much does a ferret cost?

Adoption and breeder prices, vaccines, cage, food and insurance.

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Small pets

How much does a chinchilla cost?

Adoption, breeder and pet store prices, supplies and yearly care.

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Small pets

How much does a pet rat cost?

Rats, mice and gerbils: store and breeder prices, supplies and monthly care.

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Small pets

How much does a hedgehog cost?

Breeder prices, setup and yearly care.

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Birds

How much does a parakeet (budgie) cost?

Budgie prices, yearly care and avian vet exams.

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Birds

How much does a cockatiel cost?

Breeder and store prices, yearly care and vet exams.

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Birds

How much does a parrot cost?

Conure and African grey prices, setup, yearly care and emergencies.

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Reptiles

How much does a bearded dragon cost?

Store prices, tank and lighting setup, electricity and yearly care.

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Reptiles

How much does a leopard gecko cost?

Store prices, supplies and yearly care. Crested gecko prices too.

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Reptiles

How much does a ball python cost?

Ball python and corn snake prices, plus yearly care.

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Reptiles

How much does a pet turtle cost?

Red-eared slider prices, tank setup and yearly care.

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Fish

How much does a pet fish cost?

Betta and goldfish prices, plus starter and yearly costs.

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Horses

How much does it cost to own a horse?

Feed, hoof care, vet care, startup and lifetime costs from university guides.

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Vet care

How much does an exotic vet cost?

Exam and checkup prices for rabbits, birds, reptiles, ferrets and more.

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Compare at a glance

Price to get one and yearly cost (typical US ranges from our sourced guides)
PetTo get onePer year
Rabbit$85–$450 adopt; $885–$1,490 breeder$300–$800+
Guinea pig$30–$65 rescue; about $50 store$500–$1,500
Hamster$10–$30 adopt; $15–$25 store$400–$600+
Ferret$50–$300 adopt; $100–$400 breeder$1,165–$3,130
Chinchilla$50–$100 adopt; $150–$1,000 breeder$200–$350
Pet rat$11.99 store; $30–$100 breeder$400–$500
Hedgehog$100–$500+ breeder$200–$600+
Parakeet$20–$50$250–$400
Cockatiel$80–$250 breeder$215–$700
Conure$300–$600 typical$750–$1,000
African grey$800–$4,000 breeder$1,200–$1,600
Bearded dragon$30–$100$600–$800
Leopard gecko$20–$50$350–$500
Ball python$50–$200$400–$550
Turtle (red-eared slider)$10–$30$285–$555
Pet fishUnder $1 to $40About $84 (example)
HorseVaries widely$1,350–$3,000 basics; $4,000+ typical

The CFPB's example budgets put a hamster at $60 to get and $192 a year, and a parakeet at $84 and $276 [1]. Over a lifetime of about 6 years, small companion animals cost $7,600–$14,938 in CareCredit's 2025 study [2].

Sources

  1. CFPB – Owning and caring for a pet (example costs, handout)
  2. CareCredit – Pet Lifetime of Care Study (2025)