Budgeting

How much does a cat cost per year?

$500–$1,200 a year

Most adult cats cost $500–$1,200 a year, and the ASPCA's 2021 table puts the total at $1,149.

Last updated: October 2026 · US prices · 3 sources · see sources

The breakdown

Typical US prices
ItemTypical US price
Years 2–4, cat$500–$1,200/yr [1]
Annual total (ASPCA 2021)$1,149 [2]
Senior cat (10–15+)$1,200–$3,500+/yr [1]
Cat Routine Vet Visit: typical owner bill (30 bills)$190–$525 [3]

Figures come from the sources below and each measures something slightly different (published prices, owner bills or planning budgets). Your vet's or provider's estimate is what counts.

It depends on

Costs near you and by breed

Common questions

How much does a cat cost per year?

$500–$1,200 a year. Most adult cats cost $500–$1,200 a year, and the ASPCA's 2021 table puts the total at $1,149.

What affects how much a cat cost per year?

It depends on: your cat's age, since senior cats can cost $1,200–$3,500+ a year; insurance or no insurance; indoor or outdoor lifestyle; unexpected vet bills.

What is the typical price for: Years 2–4, cat?

$500–$1,200/yr.

What is the typical price for: Annual total (ASPCA 2021)?

$1,149.

What is the typical price for: Senior cat (10–15+)?

$1,200–$3,500+/yr.

Sources (3) — tap to show
  1. PetCostVS – Pet cost by life stage (2026)
  2. ASPCA – Cutting Pet Care Costs (2021 table)
  3. VetReceipt – Cat Routine Vet Visit Cost (owner bills, 2026)

More answers: all pet cost questions · cost calculator